California Consumer Privacy Notice

Last Updated: July 25, 2025

This California Consumer Privacy Act ("CCPA") Privacy Notice applies solely to residents of the State of California who interact with our website and services. This notice explains your rights under the CCPA and how America’s 1st Advantage collects, uses, and protects your personal information.

1. Information We Collect

We may collect the following categories of personal information:

  • Identifiers (e.g., name, email address, phone number)
  • Personal information under California law (e.g., financial data, contact details)
  • Internet or network activity (e.g., browsing history, interaction with our website)
  • Geolocation data (e.g., your approximate location based on IP address)
  • Inferences drawn from the above (e.g., consumer preferences)

2. How We Use Your Information

We may use the collected information to:

  • Provide you with loan and debt assistance options
  • Communicate with you (calls, emails, or texts)
  • Improve our website and services
  • Comply with legal and regulatory requirements
  • Detect and prevent fraud or security incidents

3. Your CCPA Rights

As a California resident, you have the following rights:

  • Right to Know: Request the categories and specific pieces of personal information we’ve collected about you.
  • Right to Delete: Request deletion of your personal information, subject to certain exceptions.
  • Right to Opt-Out: You may opt out of the sale or sharing of your personal data.
  • Right to Non-Discrimination: You will not be discriminated against for exercising your rights under the CCPA.

4. How to Exercise Your Rights

To exercise any of the rights described above, please contact us using one of the following methods:

  • Phone: (888) 123-4567

We may need to verify your identity before processing your request.

5. Sale or Sharing of Personal Information

We do not sell your personal information for monetary value. However, certain data sharing may be considered a "sale" under the CCPA. You may opt-out of such sharing using the "Do Not Sell or Share My Personal Information" link on our website.

6. Authorized Agents

You may designate an authorized agent to make a CCPA request on your behalf. We may request proof of your agent’s authority and identity before responding.

7. Updates to This Notice

We may update this CCPA Notice from time to time. When we do, we will revise the "Last Updated" date above.